Re: Capital One CLI -- Now is the time to ask

Education44 · ‎02-24-2012

Yesterday afternoon I contacted the Executive Office to request a credit line increase. I've had my card, which started with a $500 CL, for exactly one year. At about six months, I was given a $250 CLI. Yesterday I requested a $2,000 CLI. Although I only received a $1,250 increase, my total CL is now $2,000. Some of you who have had your cards two or three years without an increase, would probably be eligible for more. Although my scores are pretty good, I still have a (paid) state tax lien reporting with the credit bureaus and a (paid) CO with HSBC.

I spoke to a very nice gentleman who asked questions about my income, but not too much else. Now is the time...

Starting Score 2/10/12: FICO TU 576, FICO EQ 582, EX PLUS 597
Current Score: MYFICO TU 718, MYFICO EQ 710, EX FAKO 726
Goal Score: 760

Take the FICO Fitness Challenge

ryanbush · ‎08-19-2012

they raised the limits on both of my cards (500 & 750) to 2k yesterday also

one of them was open two years and the other one just a little over a year

Education44 · ‎02-24-2012

Congrats!

Starting Score 2/10/12: FICO TU 576, FICO EQ 582, EX PLUS 597
Current Score: MYFICO TU 718, MYFICO EQ 710, EX FAKO 726
Goal Score: 760

Take the FICO Fitness Challenge

kobe2012 · ‎03-16-2012

I had a call today from their executive office dept after i emailed them yesterday and he said he will submit my request to an underwriter and should soon hear back from him.... Very nice guy ...he said my credit will be pulled...now my question was, would this be a hard pull?

Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Cap1:$3.5k/Cap1:$2.5k/Freedom:$5k/Slate:3k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.2k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$1.5k

Education44 · ‎02-24-2012

No, it was a soft.

Starting Score 2/10/12: FICO TU 576, FICO EQ 582, EX PLUS 597
Current Score: MYFICO TU 718, MYFICO EQ 710, EX FAKO 726
Goal Score: 760

Take the FICO Fitness Challenge

creditnoob · ‎01-07-2012

Congrats on the cli.

Can you share the number you called please.

EQ 1/21/12 - 672 (FICO purchased from equifax.com)
TU 1/5/12 - 704 (FICO from walmart)
EX 1/21/12 - 715 (FAKO from experian.com)

EX FAKO from Credit Sesame 1/3/12 - 707
TU FAKO from Credit Karma 1/21/12 - 667

Amex Zync(NPSL) - Barclay Apple Visa($1200) - Citi Plat Select MC($1000) - Chase Amazon Visa($500) - Best Buy MC($600) - Cap One Plat MC($300) - Walmart Store Card($700)

Cadillac-XTS · ‎08-20-2012

Congrats

Whereis750 · ‎06-17-2011

Can someone PM the phone number for the Cap1 executive office? Thanks!!

EandK23 · ‎09-12-2012

Congrats!!

Starting Score: 632 (TU) 02/2011
Current Score: TU08: 743 (12/12) EX: 742 (Amex Pull) 09/2012
Goal Score: 780

Take the FICO Fitness Challenge

corymcd88 · ‎12-12-2011

What is the phone number?

Walmart / GECRB - 2,700/2,800, JCP / GECRB - 3,350, Dillard's / GECRB - 3,000, Amazon / GECRB - 2,300, Chevron / GECRB - 1,900, Belk / GECRB - 1,000, QVC / GECRB - 700,Aeromexico Visa / US Bank - 300, Capital One - 375/750, Bank Of America 123 Cash Back - 300, Wells Fargo - 300, AMEX ZYNC - NPSL ($2,500), USAA AMEX - 250.