Member
OVERIT
Posts: 9
Registered: ‎08-20-2007
TL Removed
Hello all - just had an old charge off (Cap 1) removed from TU any idea how long before my fico score should reflect the change?  Thanks. 
Super Contributor
concorduser
Posts: 6,026
Registered: ‎09-18-2007
Re: TL Removed
fico scores are based on the CR. If it is off the CR the it should reflect your scores immeadietly. You could pull a fico report and see. It costs you money though to pull the fico report.
Established Contributor
l9ikjam
Posts: 662
Registered: ‎09-07-2007
Re: TL Removed
I had a 3 year charge off removed last month
before 1-10-08 trans-688 ex-630 eq-641

after 1-19-08 trans-708 ex643 eq661
Advice is what we ask for when we already know the answer but wish we didn't.
Established Contributor
granny031350
Posts: 951
Registered: ‎12-04-2007
Re: TL Removed
cap one was deleted from my tu report as well.  No score change :smileysad:
Established Contributor
l9ikjam
Posts: 662
Registered: ‎09-07-2007
Re: TL Removed
I had recent lates on the charge off before it was removed so that might be where the points came from
Advice is what we ask for when we already know the answer but wish we didn't.