Established Contributor
Cdnewmanpac
Posts: 766
Registered: ‎01-16-2012
Re: AMEX BACKDATING QUESTION

If you get a 2nd card in January, 2014, it will report a start date of 1/12. Even though you didn't have any cards until December 2012. Many of us have cards backdated to before Amex even offered revolvers. It is just a quirk of their system.

In wallet: Ink Plus 10k, AMEX TE 25k. In bag: CSP 16k, USAA WMC 15k, Hyatt 13k, United MPE 12k, AMEX HHonors 3k. In SD: Cap 1 QS 5k, Discover IT 7k. FICO 08 says my EQ is now 844, was 510 in 2010.