Re: AMEX BACKDATING QUESTION
09-28-2012 08:00 PM
yes this is the logic.
im in the same boat.
the day you apply and app is approved is the day your member since
i apped on 8/30 and my card says meber since august of '12
so when i app in jan '14 all my inq will be gone or about 1 1/2 years old and will fall off that summer.
and when im approved it should say on the new card and cr's member since jan of '12
|Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)|
Starting total revolving credit: $2600 | Current total revolving credit: $21,600
Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012
|Amex Zync(Unicorn) |