Re: AMEX BACKDATING QUESTION
09-28-2012 08:00 PM
yes this is the logic.
im in the same boat.
the day you apply and app is approved is the day your member since
i apped on 8/30 and my card says meber since august of '12
so when i app in jan '14 all my inq will be gone or about 1 1/2 years old and will fall off that summer.
and when im approved it should say on the new card and cr's member since jan of '12
|Current: Discover Fico 701 10/14 Walmart Fico 689 9/14|
Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014
|Amex Zync(Unicorn) |
Citi Diamond Preferred$6000