Frequent Contributor
seigex
Posts: 425
Registered: ‎05-16-2012
Re: $400 Cash Back after Spending $1K in 90 Days with NFL Card

SwampSystems wrote:

Jlu wrote:

No, it isn't, but after the $400 you're stuck with another useless 1% cash back card unless you buy NFL gear all the time in which case you get back ..wait for it..wait for it.. 1 extra point. That is pitiful.


It's more like this: After getting 40% cash back on your first $1,000 of purchases, you're stuck with a great way to help keep your overall utliization down since you're never going to use the card again.


agree, worth taking advantage of the $400 cashback on $1000 in purchases you're going to make anyway and only get 1% on another card and then toss it in the sock drawer as just another open CL w/ $0 balance after you pay it off.

 

I noticed this on the site though: 

 

 If at the time of your application you do not meet the credit or income criteria for this offer, we may not be able to open an account for you or you may receive a Platinum Card (which will have different benefits).

 

So it looks like if you don't get approved for the Visa Signature, you'll end up w/ a Platinum with less bennies.

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500