thats why i was confused. 

my assumption was that they took payment as a sale. 

not sure though. 

i have not gone into the store too ask or anything but it would be a benifit for the 5% cash back and nothing else. 

i pif each month so its not a balance transfer issue. 

i was just thrown off that they would allow(or i guess not allow) in this case. 

Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012

2013 Goals: Freedom Signature Costco:True Earnings

Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000