Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
Re: What are chances for BCE or BCP

I do not think 1 month will change the decision much, but I think your income would play a significant factor in approval for your case with a thin file. How old are your other cards?

The criteria for BCE and BCP is practically the same - you just have to decide which is better for you and app for that card.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.