any time with gemb or ge caapital retail bank as its called now is a soft pull,only when you first apply is when its a hard pull

call that under writting number every 2 or 3 months ask double what ever your credit limit is my walmart is just over a year old

it started at $700.00 my lowes is 10 months old it started in jan 2012 at $500.00 use it pay it off, now look at them 10,000.00

old navy is only 13 months old,so basically no matter what you start with in a year you can be at $10,000.00 with them if

you pay in full and have ok credit i guess,i have a clean report transunion fico score is 750 ish