Re: Sam's Club Discover approval

youngandcreditwrthy · ‎08-16-2012

Walmart store card does work at Sam's... Ive used it their for 'scripts.

maiden_girl · ‎12-29-2011

youngandcreditwrthy wrote:
Walmart store card does work at Sam's... Ive used it their for 'scripts.

I KNEW IT! LOL!

The truth is out there...

7PM789 · ‎08-20-2012

Congratulations Snowkitty, I received a prequalified offer for "the new" Sam's Club Discover from GECRB. It says in the area below how we calculate your balance "If approved, your account will have an initial credit line of no less than $2,000.00." But I did not receive a 0% offer mine states 22.90% which will vary based on the prime rate. Sould I take the hp and apply for this card?

Amex B.C.E. - $2.5k - C.U.M.C. - $5k - Amex Gold - NPSL - Discover More - $3k - Sam's Club Discover - $7k - Walmart Discover - $2.4k -
W.M.TU-779(May/13) EQ-726(July/12) EX-753(Jan/13)
Aude, Vide, Tace. . .

youngandcreditwrthy · ‎08-16-2012

I'd do it... They grow with you like no other!! Plus the backdoor for cli number is easy to fine.

Now if you have high util and more than5-10 inqs in two years, I'd be careful!

Clearly your score is ideal... When I worked at JCP, the highest initial CL was $2000. Jcp is backed by GECRB, which I would deem to operate similarly to Sam's Club since it's the same bank....

youngandcreditwrthy · ‎08-16-2012

Find*

7PM789 · ‎08-20-2012

I'm going to give it a shot, two of my cards are at 0% utilization and my discover is under 10% as far as my inquiries I'm not sure. If I had to guess I'd say I'm between 5 and 10 over the last two years but they are spread out between the 3 bureaus. Does anyone know who GECRB pulls for this card?

Amex B.C.E. - $2.5k - C.U.M.C. - $5k - Amex Gold - NPSL - Discover More - $3k - Sam's Club Discover - $7k - Walmart Discover - $2.4k -
W.M.TU-779(May/13) EQ-726(July/12) EX-753(Jan/13)
Aude, Vide, Tace. . .

maiden_girl · ‎12-29-2011

7PM789 wrote:
I'm going to give it a shot, two of my cards are at 0% utilization and my discover is under 10% as far as my inquiries I'm not sure. If I had to guess I'd say I'm between 5 and 10 over the last two years but they are spread out between the 3 bureaus. Does anyone know who GECRB pulls for this card?

I believe they pull TU.

The truth is out there...

7PM789 · ‎08-20-2012

One last question, does this card report to all 3 bureaus? I would prefer to avoid cards that don't.

Amex B.C.E. - $2.5k - C.U.M.C. - $5k - Amex Gold - NPSL - Discover More - $3k - Sam's Club Discover - $7k - Walmart Discover - $2.4k -
W.M.TU-779(May/13) EQ-726(July/12) EX-753(Jan/13)
Aude, Vide, Tace. . .

maiden_girl · ‎12-29-2011

They should...I don't know any credit cards that don't report to all 3...

The truth is out there...

snowkitty · ‎09-10-2012

7PM789 wrote:
Congratulations Snowkitty, I received a prequalified offer for "the new" Sam's Club Discover from GECRB. It says in the area below how we calculate your balance "If approved, your account will have an initial credit line of no less than $2,000.00." But I did not receive a 0% offer mine states 22.90% which will vary based on the prime rate. Sould I take the hp and apply for this card?

Thanks!! I did not get a 0% interest on the card itself like I did with my real discover. It is only on certain purchases that I saw on the website. I just checked and they pulled my TU.