Regular Contributor
gijoe4500
Posts: 226
Registered: ‎05-12-2010
Re: Garden Club Meeting - October 2012

‎10-01-2012 06:07 PM

Today marks 1 month since my last HP.  Just earned my bronze spade.  Home Depot snuck one in on me, when I requested a CLI.  Rep said that it would be a soft pull.  Boy was she wrong!  I would be at around 6 months if it wasn't for that.

Last Hard Pull 09/01/2012
Starting Score: MyFico TU: 621 EQ: 610
Current Score: AmEx EX: 629 Walmart TU: 711 EQ: 699
Goal Score: 700's baby! (made it 4/10/2013!)
New Goal: 740!!

Take the FICO Fitness Challenge
(541 Views)
 
Established Contributor
tcbofade
Posts: 1,042
Registered: ‎09-26-2011
Re: Garden Club Meeting - October 2012

‎10-01-2012 06:31 PM

Howdy, howdy boys and girls.

 

Today is only the first of the month, and I'm #42 to post???

 

YAY Y'all!

 

Last app in my signature...I'm creeping up on 60 days app free.  :smileyhappy:



Last app 08/08/2012. App free in 2013!

Current Scores: EX 665 (FCR) TU: 668 (Wally) EQ: Your guess is as good as mine. :smileytongue:



Zero percent financing is where the devil lives...

Last app 08 Aug 12. Next app 01 January 2013.

(534 Views)
 
Regular Contributor
gijoe4500
Posts: 226
Registered: ‎05-12-2010
Re: Garden Club Meeting - October 2012

‎10-01-2012 06:47 PM

tcbofade wrote:

 

Today is only the first of the month, and I'm #42 to post???

The garden is important to a lot of people.  Honestly can't say that I am surprised!

Last Hard Pull 09/01/2012
Starting Score: MyFico TU: 621 EQ: 610
Current Score: AmEx EX: 629 Walmart TU: 711 EQ: 699
Goal Score: 700's baby! (made it 4/10/2013!)
New Goal: 740!!

Take the FICO Fitness Challenge
(528 Views)
 
Established Contributor
TNTransplant
Posts: 685
Registered: ‎01-03-2012
Re: Garden Club Meeting - October 2012

‎10-01-2012 06:52 PM

tcbofade wrote:

Howdy, howdy boys and girls.

 

Today is only the first of the month, and I'm #42 to post???

 

YAY Y'all!

 

Last app in my signature...I'm creeping up on 60 days app free.  :smileyhappy:

Good for you!  :smileyhappy:

 

How's the payoff plan working?

Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:May 2013: EQ - 749, TU08 - 753, EX - 741 (Amex 4/13)
Goal Score: 760 on each by 12/31/13, Last app - 4/1/13

Take the 2013 FICO Fitness Challenge
(516 Views)
 
Established Contributor
jamie123
Posts: 595
Registered: ‎03-22-2012
Re: Garden Club Meeting - October 2012
[ Edited ]

‎10-01-2012 07:16 PM - edited ‎10-01-2012 07:17 PM

Just stopping by to show off my shiny new bronze spade!

 

Going for the platinum!


Starting Score: EQ 658 6/18/12
Current Score: EQ 703 11/9/12 TU 693 10/23/12
Goal Score: EQ 720+ by 6/1/13
Take the FICO Fitness Challenge
(501 Views)
 
New Contributor
Sladyesq
Posts: 55
Registered: ‎09-27-2008
Re: Garden Club Meeting - October 2012

‎10-01-2012 08:29 PM

Still here. Day 15. It's getting easier   


Starting Score: 644 EQ 548 EX 567 TU
Current Score: 644 EQ 665 EX (12/25/12 lender pull) 635 (Walmart 1/3/13) TU
Goal Score: 760
Goal: no apps until August 2013! Last app: 1/6/13
Take the FICO Fitness Challenge
(472 Views)
 
Regular Contributor
InvincibleSummer2
Posts: 171
Registered: ‎06-15-2012
Re: Garden Club Meeting - October 2012

‎10-01-2012 08:54 PM

gijoe4500 wrote:
tcbofade wrote:

 

Today is only the first of the month, and I'm #42 to post???

The garden is important to a lot of people.  Honestly can't say that I am surprised!

I got up early this a.m. and first thing I did? Checked to see if the Oct Garden Club thread was up yet. What. a. goofball.



(448 Views)
 
Regular Contributor
7PM789
Posts: 176
Registered: ‎08-20-2012
Re: Garden Club Meeting - October 2012

‎10-01-2012 10:23 PM

October started off great for me, I got a cli that doubled the limit on my c.u. mastercard and I was approved in store for a Sam's club Discover card. I do believe it is time for me to join the garden club and earn at least a bronze spade... I plan on working toward a Penfed platinum in November 2013
Amex B.C.E. - $2.5k - C.U.M.C. - $5k - Amex Gold - NPSL - Discover More - $3k - Sam's Club Discover - $7k - Walmart Discover - $2.4k -
W.M.TU-779(May/13) EQ-726(July/12) EX-753(Jan/13)
Aude, Vide, Tace. . .
(429 Views)
 
Blogger
FrugalRican
Posts: 2,876
Registered: ‎02-02-2012
Re: Garden Club Meeting - October 2012

‎10-02-2012 04:08 AM

Still going "strong"... as in... told the DGF about the NFL card and the $400 statement credit... and got shot down: "No more credit cards. You have enough."

Says the lady to me, as I describe having 5 and she has 12.

 

I sure showed her who wears the skirt in this relationship.

 

All joking aside, still working on my Discover balance. February '13! I can't wait to have that gone!

 

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

(411 Views)
 
Established Contributor
tcbofade
Posts: 1,042
Registered: ‎09-26-2011
Re: Garden Club Meeting - October 2012

‎10-02-2012 05:00 AM

TNTransplant wrote:
tcbofade wrote:

Howdy, howdy boys and girls.

 

Today is only the first of the month, and I'm #42 to post???

 

YAY Y'all!

 

Last app in my signature...I'm creeping up on 60 days app free.  :smileyhappy:

Good for you!  :smileyhappy:

 

How's the payoff plan working?

Slowly but surely.  We've still got ten accounts paid to zero, and I'm hoping to get another one paid off this month so that we can stay ahead of schedule...

 



Last app 08/08/2012. App free in 2013!

Current Scores: EX 665 (FCR) TU: 668 (Wally) EQ: Your guess is as good as mine. :smileytongue:



Zero percent financing is where the devil lives...

Last app 08 Aug 12. Next app 01 January 2013.

(407 Views)