I've been bad.

I bit on a couple pre-approvals with decent limits.

Here's what I'm working with:

• Household: $400
• CapOne: $500
• CreditOne: $300 [Sock Drawer]
• First Savings: $500 [Sock Drawer]
• Show/Bryant State Bank: $500 [Sock Drawer]

The plan is to keep these till June 2013, when two of my three baddies fall off. I want to re-app for a Discover card and possibly Chase (if they pull EQ), probably in August 2013. Hopefuly at that point, I can get a limit at or above $1K.

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Starting Score: TU TransRisk 532| EQ FICO 635|EX Plus 612
Current Score: TU TransRisk 590|EQ FICO 681|EX FAKO 676|Vantage 684 as of June 10, 2013
Goal Score: 750-800 across the board

Take the FICO Fitness Challenge

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injustifiiable wrote:

The plan is to keep these till June 2013, when two of my three baddies fall off. I want to re-app for a Discover card and possibly Chase (if they pull EQ), probably in August 2013. Hopefuly at that point, I can get a limit at or above $1K.

 

 

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chase has pulled ex exclusively for me for the past 3 years. here in massachusetts. 

Current: EQ FICO 675, TU FICO 692, Walmart TU 730 EX FICO 726 Amex Pull(1/1/13) Starting total revolving credit: $2600 | Current total revolving credit: $21,600 Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012

2013 Goals: Freedom Signature Costco:True Earnings

Amex Zync(Unicorn) Chase Freedom$1500 Citizens Mastercard$5000

Good morning boys and girls.

I'm still here, and still behaving myself.

My utilization isn't really dropping any yet...and inquiries continue to age...slowly...2010 wasn't bad, and 2012 hasn't been too awful, but I had a LOT of inq's in 2011 that are going to take a while to age off...

No real itch, just a bit bored...somebody pass me a Budweiser...

Last app 08/08/2012. App free in 2013!

Current Scores: EX 670 (FCR) TU: 673 (Wally) EQ: Your guess is as good as mine.

Zero percent financing is where the devil lives...

Bud passed

Starting Score: 530 - 2/12
Current Score: EX - 682 EQ - 704 TU-680
Goal Score: 700+
App free since 5/22/13

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obageegee wrote:

Bud passed

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Can I get a yuengling? xD

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

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tcbofade wrote:

Good morning boys and girls.

 

I'm still here, and still behaving myself.

 

My utilization isn't really dropping any yet...and inquiries continue to age...slowly...2010 wasn't bad, and 2012 hasn't been too awful, but I had a LOT of inq's in 2011 that are going to take a while to age off...

 

No real itch, just a bit bored...somebody pass me a Budweiser...

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No comments today! 

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RockinRay wrote:

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tcbofade wrote:

Good morning boys and girls.

 

I'm still here, and still behaving myself.

 

My utilization isn't really dropping any yet...and inquiries continue to age...slowly...2010 wasn't bad, and 2012 hasn't been too awful, but I had a LOT of inq's in 2011 that are going to take a while to age off...

 

No real itch, just a bit bored...somebody pass me a Budweiser...

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No comments today! 

 

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That's probably a good thing... 

Last app 08/08/2012. App free in 2013!

Current Scores: EX 670 (FCR) TU: 673 (Wally) EQ: Your guess is as good as mine.

Zero percent financing is where the devil lives...

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tcbofade wrote:

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RockinRay wrote:

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tcbofade wrote:

Good morning boys and girls.

 

I'm still here, and still behaving myself.

 

My utilization isn't really dropping any yet...and inquiries continue to age...slowly...2010 wasn't bad, and 2012 hasn't been too awful, but I had a LOT of inq's in 2011 that are going to take a while to age off...

 

No real itch, just a bit bored...somebody pass me a Budweiser...

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No comments today! 

 

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That's probably a good thing... 

 

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Don't ya just hate people like me - that always bug you!

After only 50 days with my walmart card they doubled my limit to $1000. I'm so excited, this will cure my app itch for awhile.

So, I will continue to garden, and grow...

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Staring Scores:Transunion-636 Equifax-618 Experian- 640 (8/12):
Current Scores:Transunion-695 Equifax-686 Experian 672(as of 01/05/12):
Goal 760 Across the Board:

Take the FICO Fitness Challenge

10/11/12 will mark my 6 months of gardening. I'm prepping for my app spree of 3 cards. Only a few days left!!