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sccredit wrote:

Entering the garden for the first time. 

 

Back story is just purchased a home, closed on Aug 1 with a mortgage @3.5%, $310k 30 years.  After closing decided to go on an app spree:

 

Chase Freedom            $2,500

Discover                       $10,000

DCU Platinum               $10,000

USAA Rewards MC       $4,000

USAA Rewards AMEX   $4,000

Citi Thank You              $8,000

Citi Home Depot           $3,000

 

Going to let these age for now, hoping for Chase Sapphire Preferred and or US Bank Flex Perks Travel Signature next year

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Welcome to the Garden Club! Congrats on the new home, as well as the great set of cards. Enjoy your new seedlings, take good care of them, and you should be in good shape when you're ready to add to your card portfolio.

Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k