Re: Citi and CLI Waiting Game..
10-01-2012 06:11 PM
A 2004 BK is a long way from a 2009 Bk. apparently there is something Citi is seeing in his file that they don't like. No 2 files are the same, you may have re-established your credit moreso than the OP. I would not encourage him to keep seeking CLI's until he corrects whatever is keeping his score low (620).
CC's: AMEX (4), Alliant Visa, PenFed AMEX, Nordstrom Visa,US Bank Cash+, Chase (5), Huntington Voice, UMB Visa, Dillard's AMEX, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Macy's AMEX; Several store cards.
Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (8/7/2014): 816; EX (6/14): 775