Valued Contributor
Posts: 1,065
Registered: ‎02-03-2009
Re: Citi and CLI Waiting Game..

A 2004 BK is a long way from a 2009 Bk. apparently there is something Citi is seeing in his file that they don't like. No 2 files are the same, you may have re-established your credit moreso than the OP. I would not encourage him to keep seeking CLI's until he corrects whatever is keeping his score low (620).


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (3), Chase (6), US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Cap One QS, BOA (2), BMW Visa, 5/3 RLR MC, Diner's Club MC; FNBO Amex; Comenity Visa/MC (3), Ebates Visa Siggy, Nordstrom Visa, Walmart MC, Sam's Club MC; A few assorted store cards.

Current Scores (7/2015): EQ My Fico: 789; TU MyFico: 795; EX (My Fico): 764