Established Contributor
Posts: 1,048
Registered: ‎02-03-2009
Re: Citi and CLI Waiting Game..

A 2004 BK is a long way from a 2009 Bk. apparently there is something Citi is seeing in his file that they don't like. No 2 files are the same, you may have re-established your credit moreso than the OP. I would not encourage him to keep seeking CLI's until he corrects whatever is keeping his score low (620).


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (6), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Citi (5), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Diner's Club MC; Macy's AMEX; A few store cards.

Current Scores (5/2015): EQ My Fico: 775; TU MyFico: 788; EX (My Fico): 764