Decided to join the gardening club yesterday after apping for cards and car shopping but tried for a CLI for my Chase Freedom as my last act before picking up the trowel. I was declined. I'd never tried for a RECON before so just now I figured I had nothing to loose and I'd already wasted a hard pull so I called the backdoor RECON number and the CSR approved me for a 3X CLI to 3K in 10 minutes! I like Chase. A far cry from Orchard/C1 I just kicked to the curb.
Sweet sweet success..
The more I play the credit game the more It intrigues me and the more fun it becomes. And I haven't even started collecting airline miles yet 
Starting Score: 08/29/2011 TU 671 EQ 674Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
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Funk-O-Meter wrote:Decided to join the gardening club yesterday after apping for cards and car shopping but tried for a CLI for my Chase Freedom as my last act before picking up the trowel. I was declined. I'd never tried for a RECON before so just now I figured I had nothing to loose and I'd already wasted a hard pull so I called the backdoor RECON number and the CSR approved me for a 3X CLI to 3K in 10 minutes! I like Chase. A far cry from Orchard/C1 I just kicked to the curb.
Sweet sweet success..
The more I play the credit game the more It intrigues me and the more fun it becomes. And I haven't even started collecting airline miles yet
Funk-O-Meter --
If you dont mind sharing, what did you mention to the rep the get the CLI recon request approved ?
Imua what's your secret to low APR's? Is your score around > 750?
Is there every a chance a CSR could ever lower an APR?
My chase was my first prime card so I understand why I got the highest APR in the range. Before that I just had an $500CL Orchard starter which irronically had the lowest APR I've had at 17%
Regardless of the APR I like to PIF. over the last 3 years I've paid less then $30 in interest over all my cards and that's from running them up on vacation.
What did I tell the CSR? I didn't really make a case at all but to say I saw their points catagory is online shopping and I'd love to be able to use the card this season for holiday shopping. I didn't even bother with "what my other cards CL's are" and all that. It's hillarious to me how I can get the front door CSR on the phone and get immidiatly declined for any help then call a different number, get a "real" CSR and get a 3X CLI! It reminds me that it's a big game that you just have to play. That's fine I like games.
I had the Freedom about 6 months.
