Regular Contributor
Posts: 234
Registered: ‎05-12-2010
Re: Garden Club Meeting - October 2012

Today marks 1 month since my last HP.  Just earned my bronze spade.  Home Depot snuck one in on me, when I requested a CLI.  Rep said that it would be a soft pull.  Boy was she wrong!  I would be at around 6 months if it wasn't for that.

Last Hard Pull 05/24/2013

Starting Score: MyFico TU: 621 EQ: 610
Current Score: AmEx EX: 700 Walmart TU: 711 EQ: 699
Goal Score: 700's baby! (made it 4/10/2013!)
New Goal: 740!!


Take the FICO Fitness Challenge
Senior Contributor
Posts: 3,282
Registered: ‎09-26-2011
Re: Garden Club Meeting - October 2012

Howdy, howdy boys and girls.

 

Today is only the first of the month, and I'm #42 to post???

 

YAY Y'all!

 

Last app in my signature...I'm creeping up on 60 days app free.  Smiley Happy

Current Scores: EX08: 634, TU08: 641, EQ08: Something similar. 05/30/16. Last App: 05/07/16.

Zero percent financing is where the devil lives...

Planted firmly in the garden until the next pre approval arrives. Smiley Happy
Regular Contributor
Posts: 234
Registered: ‎05-12-2010
Re: Garden Club Meeting - October 2012

tcbofade wrote:

 

Today is only the first of the month, and I'm #42 to post???


The garden is important to a lot of people.  Honestly can't say that I am surprised!

Last Hard Pull 05/24/2013

Starting Score: MyFico TU: 621 EQ: 610
Current Score: AmEx EX: 700 Walmart TU: 711 EQ: 699
Goal Score: 700's baby! (made it 4/10/2013!)
New Goal: 740!!


Take the FICO Fitness Challenge
Established Contributor
Posts: 772
Registered: ‎01-03-2012
Re: Garden Club Meeting - October 2012

tcbofade wrote:

Howdy, howdy boys and girls.

 

Today is only the first of the month, and I'm #42 to post???

 

YAY Y'all!

 

Last app in my signature...I'm creeping up on 60 days app freeSmiley Happy


Good for you!  Smiley Happy

 

How's the payoff plan working?


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Valued Contributor
Posts: 1,406
Registered: ‎03-22-2012
Re: Garden Club Meeting - October 2012
[ Edited ]

Just stopping by to show off my shiny new bronze spade!

 

Going for the platinum!


Starting Score: EQ 653 6/21/12
Current Score: EQ 707 10/11/15 - EX 813 9/26/15 - TU 711 10/11/15
Established Contributor
Posts: 567
Registered: ‎09-27-2008
Re: Garden Club Meeting - October 2012

Still here. Day 15. It's getting easier   




Starting Score: EQ 586, TU 527, EX 532 (April 11, 2012)
Current Score: EQ 655(11), TU 668(17), EX 669(39) FICO8(updated 5/21/2016)- Last app Mar 17, 2016
Goal Score: 800 across all 3 * No apps minimum until ??? * Consolidate, trim and grow limits
Regular Contributor
Posts: 171
Registered: ‎06-15-2012
Re: Garden Club Meeting - October 2012

gijoe4500 wrote:

tcbofade wrote:

 

Today is only the first of the month, and I'm #42 to post???


The garden is important to a lot of people.  Honestly can't say that I am surprised!


I got up early this a.m. and first thing I did? Checked to see if the Oct Garden Club thread was up yet. What. a. goofball.



Frequent Contributor
Posts: 268
Registered: ‎08-20-2012
Re: Garden Club Meeting - October 2012
October started off great for me, I got a cli that doubled the limit on my c.u. mastercard and I was approved in store for a Sam's club Discover card. I do believe it is time for me to join the garden club and earn at least a bronze spade... I plan on working toward a Penfed platinum in November 2013
Amex B.C.E. - $2.5k - Amex Everyday - $5k - N.C.F.C.U.M.C. - $5k - Amex Gold - NPSL/35k P.O.T. - Discover It - $12k - Sam's Club M.C. - $10k -
Walmart M.C. - $7.5k - Citi T.Y.P. - $10k- Chase Freedom - $5k - Chase Marriott - $7.4k - U.S. Bank Cash + - $6k -
W.M. TU-781(Jan/15) Citi EQ-782(Dec/14) EX-782(Oct/14)
Audi, Vide, Tace. . .
Blogger
Posts: 2,876
Registered: ‎02-02-2012
Re: Garden Club Meeting - October 2012

Still going "strong"... as in... told the DGF about the NFL card and the $400 statement credit... and got shot down: "No more credit cards. You have enough."

Says the lady to me, as I describe having 5 and she has 12.

 

I sure showed her who wears the skirt in this relationship.

 

All joking aside, still working on my Discover balance. February '13! I can't wait to have that gone!

 

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Senior Contributor
Posts: 3,282
Registered: ‎09-26-2011
Re: Garden Club Meeting - October 2012

TNTransplant wrote:

tcbofade wrote:

Howdy, howdy boys and girls.

 

Today is only the first of the month, and I'm #42 to post???

 

YAY Y'all!

 

Last app in my signature...I'm creeping up on 60 days app freeSmiley Happy


Good for you!  Smiley Happy

 

How's the payoff plan working?


Slowly but surely.  We've still got ten accounts paid to zero, and I'm hoping to get another one paid off this month so that we can stay ahead of schedule...

 

Current Scores: EX08: 634, TU08: 641, EQ08: Something similar. 05/30/16. Last App: 05/07/16.

Zero percent financing is where the devil lives...

Planted firmly in the garden until the next pre approval arrives. Smiley Happy