Established Contributor
espnjunkie
Posts: 725
Registered: ‎12-14-2011
Re: Sick and Tired of Amex Gold

Amex has an internal scoring system to measure risk. After your FR they likely concluded that they are willing to extend you upto 3,000.00 given your risk factors. Many different things make up what is considered risk, such as income, assets, employment history, credit score, baddies, utilization, AAoA, history with Amex, etc.

 

It's generally best to not rock the boat so to speak with Amex. They don't randomly place hard caps, it's done with reason.

“The real measure of your wealth is how much you’d be worth if you lost all your money.” ~Unknown
Merrill+ Visa Signature ($25,000.00), Amex BCP ($29,700.00), Amex Green (NPSL), Capital One Quicksilver World Mastercard ($10,000.00), US Bank Business
TU-778 (04/28/2014))
EX (Plus) - 777 (10/21/2013)
EQ - 735 (April 2013)