Re: Sick and Tired of Amex Gold
10-02-2012 08:04 AM
Amex has an internal scoring system to measure risk. After your FR they likely concluded that they are willing to extend you upto 3,000.00 given your risk factors. Many different things make up what is considered risk, such as income, assets, employment history, credit score, baddies, utilization, AAoA, history with Amex, etc.
It's generally best to not rock the boat so to speak with Amex. They don't randomly place hard caps, it's done with reason.
Merrill+ Visa Signature ($25,000.00), Amex BCP ($24,000.00), Amex Green (NPSL), Capital One Quicksilver ($2,500.00), US Bank Business Visa Platinum
EX (Plus) - 777 (10/21/2013)
EQ - 735 (April 2013)