Re: PenFed CU CC
10-02-2012 11:27 AM
Does anyone know if PenFed CC is diffcult to obtain?
Not if you have a pristine report (they hate any baddies), with a decent AAOA (probably at minimum 2-3 yrs), not too many INQ's, low utilization (below 10%), and a nice score to go with it (I would guess 734-740+).
Do a search, there is a fairly long thread around here somewhere where people posted their stats at the time of approval.
Current Scores: EQ (10/30/13): 744; TU MyFico (10/30/13):769; Walmart TU Fico 08 (10/8/13): 786; EX (10/30/13): 762