Valued Contributor
Posts: 1,055
Registered: ‎02-03-2009
Re: PenFed CU CC

kwazziee wrote:

Does anyone know if PenFed  CC is diffcult to obtain?

Not if you have a pristine report (they hate any baddies), with a decent AAOA (probably at minimum 2-3 yrs), not too many INQ's, low utilization (below 10%), and a nice score to go with it (I would guess 734-740+).


Do a search, there is a fairly long thread around here somewhere where people posted their stats at the time of approval.

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Pen Fed Promise, Citi (4), Chase (6), Nordstrom Visa,US Bank Cash+, Huntington Voice, UMB Visa, Nasa Plat Cash Visa, Barclay's Visa, Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Diner's Club MC; FNBO Amex; A few store cards.

Current Scores (7/2015): EQ My Fico: 789; TU MyFico: 777; EX (My Fico): 764