Established Contributor
Posts: 901
Registered: ‎02-03-2009
Re: PenFed CU CC

kwazziee wrote:

Does anyone know if PenFed  CC is diffcult to obtain?

Not if you have a pristine report (they hate any baddies), with a decent AAOA (probably at minimum 2-3 yrs), not too many INQ's, low utilization (below 10%), and a nice score to go with it (I would guess 734-740+).


Do a search, there is a fairly long thread around here somewhere where people posted their stats at the time of approval.

CC's: AMEX Delta/BCP/HH, Alliant Visa, PenFed AMEX, Nordstrom Sig Visa, Lowe's, BBRZ Plat, US Bank Cash+ Visa, Chase CSP/Freedom/Marriott/SWA Prem, Huntington Voice, UMB Visa, Dillard's AMEX, Barclay's NFL Visa, Home Depot, Citi Diamond Pref./Dividend/AA Platinum, Discover IT, Walmart Discover, Cabela's Visa, Cap One Quick Silver, BOA BB Rewards MC, BMW Visa Siggy, Comenity FRN MC/TR Visa, Ebates Visa Siggy, 5/3 Real Life Rewards, Jared, Kohl's, Macy's, Macy's AMEX.

Current Scores: EQ (3/28/14): 798; TU MyFico (3/7/14):781; Walmart TU Fico 08 (4/4/2014): 814; EX (3/7/14): 773