New Contributor
Funk-O-Meter
Posts: 95
Registered: ‎04-02-2012
Re: Chase Freedom CLI RECON success!
[ Edited ]

Imua what's your secret to low APR's? Is your score around > 750?

 

Is there every a chance a CSR could ever lower an APR?

 

My chase was my first prime card so I understand why I got the highest APR in the range. Before that I just had an $500CL Orchard starter which irronically had the lowest APR I've had at 17%

 

Regardless of the APR I like to PIF. over the last 3 years I've paid less then $30 in interest over all my cards and that's from running them up on vacation.

 

What did I tell the CSR? I didn't really make a case at all but to say I saw their points catagory is online shopping and I'd love to be able to use the card this season for holiday shopping. I didn't even bother with "what my other cards CL's are" and all that. It's hillarious to me how I can get the front door CSR on the phone and get immidiatly declined for any help then call a different number, get a "real" CSR and get a 3X CLI! It reminds me that it's a big game that you just have to play. That's fine I like games.

 

I had the Freedom about 6 months.

From no credit to EQ 747 in 16 months using info from these forums!

Chase Freedom 3k, Chase Slate 5k, Chase Sapphire Preferred 6.4K Amex Blue Cash 9k, Discover More 5K, Citi Simplicity 3.2k

RIP: Orchard/Cap1 520CL

Fico 726