I always wonder about posters who tell of these kinds of problems. I always just push payments from my bank's billpay, and these are payments in the thousands of dollars. They go through every time, on the day that USAA says it will (or faster), and there is no hold. I can even pay more than my current balance if I want. It just gets pushed through. Its a far better method than trying to make payments through the web interface of your Barclay's card, and definately insurmountably better than sending paper checks.
