Not sure as I did not ask for three times the limit, but usually some good usuage will be in your favore. If you only spend 10% of the limit each month, they may wonder why you need an increase. Though that is not always the case as I have gotten increases on cards that I rarely ever use. If you just want 10% to report, you can charge more than that and then pay back all but 10% before the statement closes. Charging half the limit would probably be a good plan. As long as you are paying it off when you are supposed to, you should not have a problem getting it though.

Use it for what you want to use it for. Don't spend more than you intentionally planned on spending just in the hopes of getting a CLI, you don't want to end up in financial trouble. I wouldn't revolve a balance for it, since I don't think that plays a role in it. 

Most people request a 3x CLI because the computer counteroffers (for most people) so even if they don't get a 3x CLI they get something. The counteroffer is what most people depend on. 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

Really just use the card. If you usually use other cards, maybe put some of the spending you do on the others onto the BCE for a couple of months. I usually charged everything, but instead of using the charge card, I just used the BCE and put about 1.5k on it this month which is my normal spending I did on my Zync or PRG.

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youngandcreditwrthy wrote:
Exactly! I don't wanna end up in bk!! Hahhaah (no offense to anyone who has experienced that unfortunate circumstance)

I might just spend enough to get tht $100 bonus and revolve a little, but pay mostly in full... I only have two spots in my Coach wallet for cards.. Looks like Barclay's just got the boot :-0 or Chase but then I'd just have two Amex's lol eeeekkk

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I need myself a new wallet Mine is Guess xD Like 5 card slots, which means no room for any debit cards really  

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

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youngandcreditwrthy wrote:
I had the same one for FIVE years from Dillard's ( black with a few slots and money clip) and just recently bought a coach one similarly styled but with just like two spots for cred cards... It was .... Only $30!!!! Score! Got it at Allen Premium Outlets in Texas :-D

I'll make it my sole card of use, then dependent on the cli, go from there as it is a lower limit card that I have. I might use it for my rental car this weekend! Hahaha!

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Mine was macy's, was like originally 50 or 60 or something like that, but was like 20% off then an additional $10 off, and my sister happened to just apply for a macy's card that day, so it was an additional 20% of (or whatever their new card discount is) 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart: 1300CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL

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jd5189 wrote:

Really just use the card. If you usually use other cards, maybe put some of the spending you do on the others onto the BCE for a couple of months. I usually charged everything, but instead of using the charge card, I just used the BCE and put about 1.5k on it this month which is my normal spending I did on my Zync or PRG.

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+1. Use the card, pay it off, repeat. Do not revolve a balance. Amex is still a charge company at heart and will never penalize younfor pif. 

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