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Creditaddict wrote:

I'm way out of my league but maybe someone can chime in but depending on which state you live in, you say when you got married everything was fine financially until she lost her job and ran up these debts... They are now your debts too so you my as well work it out together to BT them to a nice long 0% for 15+ months that are available these days and pay off.  but like I said don't know what state in, etc.

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This mentality only applies if he lives in a community property state, which there only like 9 states, which fall under this category...

After, learning of this, never understood, why people state, if your husband/wife have bad credit...you will too...I guess the same reason people say divorce will ruin your credit...