Valued Contributor
Posts: 1,486
Registered: ‎08-30-2011
Re: Requirements for JP Morgan Select Visa?

Guess I was lucky with my app!  I was able to apply on line, got the pending message, called in to the back door number and spoke w/credit analyst.  Had to unfreeze my EX report whilst on the phone with them, and then got instant approval. 


Don't know about JPM/Chase customer service in one of their banks, but if it's like most (and the credit union I use), the app has to go to underwriting before a final decision.  With my CU, the loan guy I use can tell me the likelihood of approval based on my scores, but it still has to go to underwriting for the final blessing.  I'm betting Chase/JP Morgan operate similarly in their in-person apps.  I'd be surprised if was instant approval.

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10.5K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 818 EQ = 823 TU = 822 as of 07/15