Valued Contributor
Posts: 1,505
Registered: ‎08-30-2011
Re: Are Amex AU Apps soft or hard pulls? (if denied)

AMEX is a bit different.  They don't have authorized users; they call them additional card members, and the additional card member gets their own number, rather than just their name on your number.  When I added my kids as AC, there was no pull at all.  Simply asked for identity info including date of birth/social security number/relationship.  Kids' files were very thin at the time, but no inquiries showed up on their reports.  This was in regards to an acceptance.  Don't know if the experience would be the same for a denial. 

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10.5K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $14.1K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 818 EQ = 825 TU = 822 as of 11/15