masscredit wrote:
Are you more likely to get a better CLI if you give your card a good workout, and of course, pay it on time (possibly in full) over just using it once in awhile?
In most cases yes, as long as your not constantly maxxing the card and PIF. I figure just over 50% of the CL and PIF.
Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 711 5/19/2013
