Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
Re: Does Heavy Use = Higher CLIs?

masscredit wrote:

Are you more likely to get a better CLI if you give your card a good workout, and of course, pay it on time (possibly in full) over just using it once in awhile? 


In years past, yes that was probably true. These days, YMMV (your mileage may vary) as others have posted.

Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1