Amazon CLI success! somewhat.. .
10-03-2012 06:47 PM
Today I decided to call Amazon about my 1k limit on my credit card. I was planning on making a big purchase in a few weeks and I didn't want to go over my limit (I don't even think that's possible with this card). Anyway knowing GE...they typically approve your requested amount...Sooo I requested 3k to bring my total to 4k...major fail as I suspected considering I've only had the card for a month now..they denied me for 4K and told me I'd received a letter stating why. Thinking my call was a complete fail, I chastised myself a great deal for not waiting for that 4th statement to request additonal credit. To my surprise when I logged into my account later today, I noticed my limit was bumped to 2k from 1k...the CSR failed to mention that! Somewhat success with GE Amazon!
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Re: Amazon CLI success! somewhat.. .
10-03-2012 06:51 PM
I just got approved for this card today! I look forward to future CLI, but I was happy to start at a $900 limit! Congrats on your semi-sucess! ![]()
Current: TU (Wal-Mart) 640 EQ (myFICO) 627 EX 628 as of 10/12
BK Discharged 08/10 (The dark times)
NavChek (5000) Cap1 (2500 & 1000) hhGregg (1500) Amazon (900) & WalMart (500) Lowes (300)
Goal: No apps until 07/2013 & 700's across the board
Re: Amazon CLI success! somewhat.. .
10-03-2012 06:59 PM
maiden_girl wrote:Today I decided to call Amazon about my 1k limit on my credit card. I was planning on making a big purchase in a few weeks and I didn't want to go over my limit (I don't even think that's possible with this card). Anyway knowing GE...they typically approve your requested amount...Sooo I requested 3k to bring my total to 4k...major fail as I suspected considering I've only had the card for a month now..they denied me for 4K and told me I'd received a letter stating why. Thinking my call was a complete fail, I chastised myself a great deal for not waiting for that 4th statement to request additonal credit. To my surprise when I logged into my account later today, I noticed my limit was bumped to 2k from 1k...the CSR failed to mention that! Somewhat success with GE Amazon!
CONGRATS!!!
Your account likely got manual reviewed and they were able to still increase you, just not as much as you wanted.
Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 721 5/16/2013
Re: Amazon CLI success! somewhat.. .
10-03-2012 07:02 PM
Any increase is good at this point! Especially considering my account is barely a month old! Lol ![]()
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Re: Amazon CLI success! somewhat.. .
[ Edited ]
10-03-2012 08:03 PM - edited 10-03-2012 08:03 PM
THANKS!
I'll make a note to bother GE again in a month or two ![]()
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Re: Amazon CLI success! somewhat.. .
10-03-2012 08:10 PM
Re: Amazon CLI success! somewhat.. .
10-03-2012 08:22 PM
I just find it pretty weird they flat out say it's denied instead of saying "oh you know we can counter your request with this amount..." LOL.
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Re: Amazon CLI success! somewhat.. .
10-03-2012 09:18 PM
That's awesome, good for you!! I've been at $600 since I got the card earlier this year. Decided to try for an increase, and asked for $1000, denied! BUT the automated message said it could be raised to $850?? I pressed 2 to accept the offer ![]()
EQ -658
TU -663
Re: Amazon CLI success! somewhat.. .
10-04-2012 12:50 AM
creditdreamera wrote:That's awesome, good for you!! I've been at $600 since I got the card earlier this year. Decided to try for an increase, and asked for $1000, denied! BUT the automated message said it could be raised to $850?? I pressed 2 to accept the offer
That sucks!
You should try another increase soon. Talk to a rep. I think you have to say REP 4 times before it connects you but it helps to let them work the numbers rather than the system. They might give you a chance and approve you for a little more.
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
