Frequent Contributor
Posts: 470
Registered: ‎08-14-2012
Re: Are Amex AU Apps soft or hard pulls? (if denied)

creditnocash wrote:

thanks guys. 


yes i meant as in additional apps. 


so if i add him as an au or (additonal card member) 


and 2 years from now he apps for a bcp. (im not saying he would get denied.) but if he did would it be a soft pull. 


and conclusion of this thread it would be a hard pull since he doesnt have his own account in his name... Correct? 


and ok not zync(i have read the rumors/facts on here about zync) say it was a gold or a costco true earning amex. 



In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.