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codimom wrote:

Yeah I know, I'm not special.   but the BIG BOLD LETTERS telling me I was preapproved for their VISA Platinum were so pretty!

That included the honor of paying them 75.00 for the first year, but the AF for every year after is 99.. conveniently billed to my card every month in 8 buck installments.
OH and I could also have the honor of having an introductory interest rate of 27%.

and they sent me the cute fake card too...

 

it all made such a lovely sound getting munched through my shredder.  I know my scores took a hit from my mini app spree in July (AMEX BCE and Aliant CU Visa rewards) but I didnt' think it had sunk THAT low  

(sorry, couldn't find the real sarcasm font in the font family . . .but I'm sure  y'all get it ...)

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My sister and I got these too. She also got one from First Primier. I have no idea why they sent them as both of our histories are perfect with very nice cards and limits. Anyway, next time stuff it back in the prepaid envlope they send with it so it costs them money. I also wrote some stuff on it just for fun.

Haha I received the exact offer today! Special $1,500 CL!! It's me first pre-approval, but I kindly reject. Lol

LOL!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/1, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350

omg...lol!!

started mid 500's. Disputed incorrect items and within a month or two my scores have skyrocketed and continue to do so
EQ: 674 > 689 >695 with my new TLs reporting
TU: 661>780
Experian(or as I call them, the devil) I have no clue, they haven't released my report
Goal=720 across the board--currently searching for the perfect *third* card to maximize my profile and score

Congrats

you should accept and then make a BT from a prime card to Credit One for the AF

Amex Platinum (NPSL) | Amex BCE (12,000) | Discover IT (8,000) | Chase Freedom (4,000) | Walmart (850) | Alliant CU Visa | CapOne Newcomers MC | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 726 (5/13) EQ 694 (5/18) EX 714 (1/26)

I got one yesterday!! It offered a $175 AF, 36% APR, $14 monthly maintenance fee AND.....a $700 CL!!! Yaaaaayyyyyy!!

wow, you're more speshul than me... 36%!

Back in the garden!
App free since 23Oct2012

I feel like I have been working really hard to get to this point. What makes this offer even more incredible, is that I only have to pay $6.95 for a design card!