Valued Contributor
Posts: 1,805
Registered: ‎12-29-2011
Re: Discover card Cash advances?

navigatethis12 wrote:

If you must, do it as "cashback" at a shop. Sometimes when you swipe they ask if you would like cashback. According to Discover, this saves you a trip to the bank to get cash. They count it as a purchase so no cash advance fees.

Thanks! I was concerned about the cut limit tho. I know a lot of stores highest cash back allowance is usually around 60 to 80 bucks. I just didn't want to hit any atm fees and I didn't want to be charged standard APR when I'm in a 15 month 0% APR promotion... *sighs*


The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (3.0k) | Chase Freedom NPSL | Citi Simplicity (8.0k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015