Frequent Contributor
Posts: 492
Registered: ‎07-24-2012
Re: Credit Card Apps 10/12

Good point.  My implication wasn't that OP needs a $5k limit to get those cards...seems a solid candidate for both.


Rather, I meant that if they see you have a limit above the minimum with them already, they can be more likely to give you a CL well above the minimum on the 2 new cards.  Could be the difference between two 5k cards and two 10k cards, at the cost of one new INQ.


Food for thought...either way, I am confident you will qualify for the cards you are seeking.

Starting: EQ 622 (myFICO 7/7/12), EX 696 (TU FAKO 8/14/12), TU 621 (CK TransRisk 7/24/12)
Current: EQ 670 (myFICO 9/8/14), EX 694 (Prosper 7/17/14) , TU 693 (WalMart 9/2/14) Goal: 700+ x3
My Wallet: Amex BCP $30k, Chase CSP VS $12.2k, Amex Zync NPSL (> 10k), C1 Venture VS $5k, Amex SPG $4.5k, Walmart (Store) $2.5k, Barclaycard Apple V $2k, Chase Freedom V $1100, BoA Cash Rewards V $500, Best Buy Rewards MC $500
My Loans: Prosper $25k/36mo
My Business: Chase Ink VS $5k