Would cost you a HP to find out.  If you have nothing else waiting in the wings, why not give it a try?

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Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Ok, I just applied.  From the website:

Thank you for applying. Your application requires further review before making a decision.

Should I call the back-door number?

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birjest wrote:

Ok, I just applied.  From the website:

 

Thank you for applying. Your application requires further review before making a decision.

 

Should I call the back-door number?

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Hell Yeah.

OK, I was denied due to my deed in lieu, which was dated March 2009.  But I was able to close on a house and car loan???

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birjest wrote:

OK, I was denied due to my deed in lieu, which was dated March 2009.  But I was able to close on a house and car loan???

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The life of credit is funny my friend..

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit

lol, tell me about it.

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birjest wrote:

OK, I was denied due to my deed in lieu, which was dated March 2009.  But I was able to close on a house and car loan???

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My thought on this is... the car and the house are secured loans...you don't pay, they take them back.  A credit card, on the other hand, is unsecured debt.  The lender wouldn't have anything to take back! 

Back in the garden!
App free since 23Oct2012

Ok, would you believe they gave me a recon and approval of........................$400.00!!!     Chase want me to establish a history with them.  Go figure......Oh, credit seekers can't be choosy.  I am cool with that.  Not to mention, I was approved 2 weeks ago with an AMEX True Reward as well.

ahhh... well treat it well, and soon maybe they'll take off the training wheels.  But seriously, good on ya .. you have a starter card with a major player.

Back in the garden!
App free since 23Oct2012