Hello everyone!  My gardening for 3 months paid off  I have been gardening for 3 months while paying down my utilization, in hopes of getting a decent intrest rate for a vehicle from my credit union.  It worked, app'd on Oct 1st and got approved for 1.9%.  Lowest I have ever had for a vehicle.  Now I just have to find my Infiniti G37.   I am back in the garden till next year.

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Starting Score: 590
Current Score: EQ:665
9/05/12; EX: 656 7/10/12; TU: 641 8/15/12
Goal Score: 680

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