Senior Contributor
Posts: 3,067
Registered: ‎11-02-2009
Re: Costco Amex Backdating?

I haven't followed all the Amex backdating threads in a while, and I remember some posts about alleged changes (though with how inconsistently the policy is applied, I take everything with a grain of salt).


In short, I think she should be eligible, but if Amex can't find record of her account, it is up to you to prove she had one.  It would help if you had the account number.  EX reports have a number on them that is not the account number but they can sometimes use it to locate an account.  I had an old EX report and gave them that number and they were able to find mine.  You can always ask them to reinvestigate, but remember, you're talking about a 22 year old account.  Records do get lost. 

Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720

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