Re: Zync NPSL - Check Spending ability (question)[ Edited ]
10-04-2012 01:41 PM - edited 10-04-2012 01:43 PM
Not necessarily. If you had tried to type in $3000, $4000, $8000, your request may still have been approved. You won't know unless you check using the tool again, or try to hit your internal limit (if applicable) by manually using your card.
Some say not to abuse the spending ability tool with AMEX as it may raise suspicion. Some say that they wouldn't put it there if it werent meant to be used, and its better to ask than to just hope and end up having your card declined at a point of sale. Its up to you how you proceed.
EDIT: I just realized the OP said AT LEAST $3,000...so in that case, I would agree with you. But that may not be the actual limit.