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Posts: 4,875
Registered: ‎11-02-2010
Re: Costco Amex Backdating?

shakalaka wrote:

It reports the new account as if it would have been opened that long. So your AAOA will not drop with a new account but could even increase


Exactly. And if it's backdated to a really old account, it is very valuable. My Amex is backdated to 1987, so last year I picked up 24 years worth of history and it anchored my age of oldest account all the way back to that year. It was a help, rather than a ding, to the age of accounts factor of my credit scores.


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