Re: "The Garden" - Something just doesn't seem right...
10-04-2012 12:53 PM
I view the garden as my support group for staying out of applying. The rest is up to the will power of each individual.
It's a sense of relief (for me personally) to go in the garden and report in as a milestone for not applying and looking at others who have no either. Without the sanity of the garden,, we would only be looking at the 'I'm approved' or 'I'm declined' threads.
What anyone can draw from it is very different however, the basic concept is that it's a place to congregate when we feel like we have done enough apping and to escape the credit app frenzy threads
That's my version and I'm sticking to it ![]()

Re: "The Garden" - Something just doesn't seem right...
10-04-2012 01:04 PM
CS800 wrote:I view the garden as my support group for staying out of applying. The rest is up to the will power of each individual.
So its an AA group for drapping? (Drunken apping)
Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
Re: "The Garden" - Something just doesn't seem right...
10-04-2012 01:39 PM
Duncanrr wrote:
CS800 wrote:I view the garden as my support group for staying out of applying. The rest is up to the will power of each individual.
So its an AA group for drapping? (Drunken apping)
LOL i know it has worked before. It's like the intervention for apping

Re: "The Garden" - Something just doesn't seem right...
10-04-2012 02:57 PM
Hi...I'm Jared....and I'm a credaholic
Re: "The Garden" - Something just doesn't seem right...
10-04-2012 03:04 PM
CS800 wrote:
maiden_girl wrote:LOL I thought it funny too. Smh. I'm trying not to app until my UTIL is down. One more PRIME card before 2013 VISA something. LOL.
It never is 'one' more
It's generally 5 more lol
LMFAO this is true! You get one approval and then you can't stop until you start hitting a wall of denials!
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Re: "The Garden" - Something just doesn't seem right...
10-04-2012 03:06 PM
jsucool76 wrote:Hi...I'm Jared....and I'm a credaholic
Welcome JARED to CA (credaholics anonymous)! ![]()
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Re: "The Garden" - Something just doesn't seem right...
10-04-2012 03:20 PM
Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 678 TU 702 (Amex pull) EX 724 (Amex) CK 682 (FAKO-EX 684, EQ 684, TU 684)
Goal Score: 750
Take the FICO Fitness Challenge
Re: "The Garden" - Something just doesn't seem right...
10-04-2012 03:29 PM
Duncanrr wrote:
@maiden. It stopped me. 5 for 5 but last one was an approval only after a recon. That was enough to put my app itching drapping butt back in the garden.
LOL @ drappin smh. You should make a music video!! Yea. I had 3 of 4 approved (CITI -denied, AMAZON -approved, DISCOVER-approved, WM DISCOVER -approved). They were all instant...except for CITI bank...only one I had to RECONN...twice...got no where...CITI showed no mercy! I stopped applying after Walmart...my UTIL is a mess...I'll be denied if I keep applying for stuff.
FICO scores: 677 (EQ) 664 (EX) 681 (TU) | Goal scores: 750+ (all 3)
Open loans: Hyundai Motor Finance - $12k balance | 60 months @ 4.9% (First Time Buyer 12/2012)
My Wallet: Capital One 1.5k | Macy's 1.0k | Living Spaces 8.5k | Ashley 5.5k | Amazon 2.0k | Discover IT 1.5k | Walmart Discover 1.5k | Chase Freedom 4.5k
Re: "The Garden" - Something just doesn't seem right...
10-04-2012 03:33 PM
Since my cap1 I've gone 4 for 4, ![]()
I got cap1, WF, PPSC, and Walmart
