Established Contributor
rtw
Posts: 753
Registered: ‎05-01-2012
Amex BCP - what does my status mean?

‎10-04-2012 04:35 PM

Just applied for the BCP this afternoon. Got the 7-10 days message. Checked the app status and it said check back in 24 hours. Now it says in progress? I clicked on the link to be updated electronically. Am I getting the "ding" letter?

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 722 (5/23/13) EQ: 695 (5/23/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
(938 Views)
 
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
Re: Amex BCP - what does my status mean?

‎10-04-2012 04:39 PM

Keep checking... it will change. My magic 8 ball says it will be approved.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
(930 Views)
 
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
Re: Amex BCP - what does my status mean?

‎10-04-2012 04:41 PM

Oh, I got the 7-10 day message then checked and it was in progress. I checked 20 min later and it was approved. I think if it was a denial it would be denied instantly.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
(919 Views)
 
Established Contributor
rtw
Posts: 753
Registered: ‎05-01-2012
Re: Amex BCP - what does my status mean?

‎10-04-2012 04:43 PM

Sounds good. I've gotten the instant denial the last 2 times. Hopefully 3rd time is the charm.

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 722 (5/23/13) EQ: 695 (5/23/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
(907 Views)
 
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
Re: Amex BCP - what does my status mean?

‎10-04-2012 04:45 PM

Keep us updated!!!! 

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
(900 Views)
 
Regular Contributor
charyot77
Posts: 220
Registered: ‎06-21-2010
Re: Amex BCP - what does my status mean?

‎10-04-2012 05:29 PM

Fingers crossed!

 

When I started my rebuilding process a few years ago, I applied for AMEX too soon and got the instant denials.  In process sounds a bit more promising.  

 

Good luck! 

(835 Views)
 
Established Contributor
rtw
Posts: 753
Registered: ‎05-01-2012
Re: Amex BCP - what does my status mean?

‎10-04-2012 07:36 PM

Nothing yet. I guess that's it for tonight.

Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 722 (5/23/13) EQ: 695 (5/23/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
(751 Views)
 
Established Contributor
rtw
Posts: 753
Registered: ‎05-01-2012
Re: Amex BCP - what does my status mean?

‎10-05-2012 06:17 AM

Still showing "in progress" I think I might be getting the brush off.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 722 (5/23/13) EQ: 695 (5/23/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
(649 Views)
 
Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012
Re: Amex BCP - what does my status mean?

‎10-05-2012 06:19 AM

Maybe give them a call? They might need some kind of verification.

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
(644 Views)
 
Established Contributor
rtw
Posts: 753
Registered: ‎05-01-2012
Re: Amex BCP - what does my status mean?

‎10-05-2012 09:19 AM

No luck. Declined. I'll wait it out until January and try again. At least it's an SP.


Starting Score: EX: 575 (PSECU 5/2/12) TU: 582 (3/6/12) EQ: 664 (4/27/12)
Current Score: EX: 725 (PSECU 5/11/13) TU: 722 (5/23/13) EQ: 695 (5/23/13)
Goal Score: 720
20K PSECU 7/12 | 12K USAA 9/12 | 10K BOA 1-2-3 9/12 | 9K Citi HHonors 9/12 | 8.5K Citi AAdvantage 5/08 | 5K Chase Sapphire Pref. 9/12 | 4.1K Barclays USAir 7/12 | 5K Walmart Dis. 11/12 | 1K Amex SPG 11/12 | 2K Amex BCP 1/13
(585 Views)