Established Contributor
n777ua
Posts: 566
Registered: ‎05-29-2011
Re: Changes with Amex Premier Rewards Gold Card Pay Over Time

I really like the POT feature.  I have used it in the past, and am using it now.  Its a great bene of the card.  The only drawback, of course, is that it is not a favorable APR.  I think its %18 for all cardmembers, irregardless of credit history.  But, if you want to make a large purchase and pay for it over 2-3 months and get the MR points for it, POT is the way to go.

Amex Green NPSL, Amex BCE $19.7k, Amex HH Surpass $11.3k, Amex Business Gold NPSL, Chase Ink Bold $15k (flex)Chase Sapphire Preffered $26k, Citi Diamond $13.3k, Citi TY Preferred $10.5k, Virgin Atlantic Amex $8k, Discover Motiva $10k, Boa World Elite $10k, US Bank Visa $4.1k, GE Amazon $4k, GE Lowes $6k, BillMeLater $4.4k, Target $.2k, CapOne $2k Von Maur NPSL,