New Member
ionred
Posts: 12
Registered: ‎10-03-2012
App Spree / CLI Questions

Hi again, all!

 

Have a few questions regarding app spree's:

 

* Is there a preferred order to work though when doing spree's?

* Should I try and process CLI's on the same day?

* What about asking for new line's from companies you already have CC's with? Is this reccommended or discouraged? Before or after the CLI request?

 

I checked around and did not see an App Spree FAQ post (although my search button-fu could be failing me).

 

Thanks!

New Contributor
nenuco
Posts: 198
Registered: ‎07-30-2011
Re: App Spree / CLI Questions

*Bump.. interested in the answers to this as well :smileyhappy:

Garden Mode (ON)... sort of... kind off (•‿•)
New Contributor
nenuco
Posts: 198
Registered: ‎07-30-2011
Re: App Spree / CLI Questions

What cards are you looking to app for?

Garden Mode (ON)... sort of... kind off (•‿•)
Frequent Contributor
scientifics
Posts: 411
Registered: ‎05-01-2010
Re: App Spree / CLI Questions

Your apps are going to show on your credit report immediately, so I would apply for the cards in order of how much you want each. Similarly with the CLIs, do them before or after the new apps, and do them in order as well!

Valued Member
kulamrazool82
Posts: 35
Registered: ‎08-07-2012
Re: App Spree / CLI Questions

Hi,

 

My opinions inline...

 

* Is there a preferred order to work though when doing spree's? - Yes, there is. It depends on the cards you want. Always good to start from Most Valued (hard to get) cards to less valued (or) easy to obtain cards. 

* Should I try and process CLI's on the same day? - Yes, it's better to process it on same day...once you done apping for your new cards.

 *What about asking for new line's from companies you already have CC's with? Is this reccommended or discouraged? Before or after the CLI request? - Tricky question. I would app for new line. And, I will wait for few months to ask for CLI on the existing acc.

 

Good luck!

Syed


Starting Score: 555 (EQ FICO 06/20/12)
Current Score: 639 (EQ FICO 09/07/12), 703 (Credit Sesame 09/12), 648 (EQ FAKO 09/06/12), 680 (CK 09/07/12)
Goal Score: 750+ across the board

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New Member
ionred
Posts: 12
Registered: ‎10-03-2012
Re: App Spree / CLI Questions
I guess I misunderstood the whole app spree process. I thought nothing would show up on your CR for a couple of days, the reason for doing it all at once to keep the new HP's and AAoA drop from showing when you're app'ing with all the companies.

If that's not the case, is there any particular reason to do an app spree?
Established Contributor
migliogiorni
Posts: 582
Registered: ‎06-27-2012
Re: App Spree / CLI Questions

Inq's show up, it's the accounts that don't show up right away.  Well sometimes they do but in my case Discover,Citi,Chase took a few days to start reporting so my AAOA hadn't taken that hit yet.

 

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Valued Contributor
creditnocash
Posts: 1,916
Registered: ‎07-23-2012
Re: App Spree / CLI Questions

the incentive for app spree is that the inq all fall off or stop effecting your score the same day.

Current: EQ FICO 690, TU FICO 692, Walmart TU 737 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: $21,600

Inquiries (12 Months): EQ 6 TU 4 EX 5 | Most Recent: 8/30/2012


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