That would depend on his credit, but I joined NFCU and applied for NAVChek, a credit card and an auto refinance all within 5 days of joining. All were approved. They want your business. They were also running a special on auto refinances here recently. Refinance an existing auto loan from another lender to NFCU and get $400. Check to see if it's still active.
FICO scores: 819 (EQ) 815 (EX) 803 (TU)
Amex Platinum NPSL - Citi HHonors Sig. $42k - BMW Ultimate $36k
Chase Sapphire Preferred $42k - Merrill Lynch + Signature $33k - USAA Rate Advantage $20k
NFCU Flagship Signature $33k - USAA Cash Rewards AMEX $20k
Citi Platinum Select / AAdvantage Signature $23k
