Re: My fiance' is now a member of NFCU!!
10-04-2012 08:49 PM
We were actually just talking about refinancing his truck today. His credit is similar to mine minus any BK. That is the main reason why I wanted to wait a little bit just to improve our chances a little. We have both paid down most of our credit cards this past month, but the new balances haven't reported yet. I was thinking around December we'd look into some credit products. I want to make sure we are in a good position to get the maximum results.
Current: TU (Wal-Mart) 640 EQ (myFICO) 627 EX 628 as of 10/12
BK Discharged 08/10 (The dark times)
NavChek (5000) Cap1 (2500 & 1000) hhGregg (1500) Amazon (900) & WalMart (500) Lowes (300)
Goal: No apps until 07/2013 & 700's across the board