Re: What is the best No Annual Fee card?
[ Edited ]10-04-2012 11:21 PM - edited 10-04-2012 11:22 PM
Dustink wrote:Elcid89
Have you ever thought about getting the reserve card? I think your spending and use of the benefits might warrant the annual fee.
https://creditcards.citi.com/credit-cards/hilton-h
honors-reserve-card/
I considered it, but I don't stay in Hiltons often enough for the slight increase in rewards to justify the fee. It's really not much of a bump up IMO. to really get any value out of the Reserve card, you need to basically live in Hilton hotels.
FICO scores: 819 (EQ) 815 (EX) 803 (TU)
Amex Platinum NPSL - Citi HHonors Sig. $42k - BMW Ultimate $36k
Chase Sapphire Preferred $42k - Merrill Lynch + Signature $33k - USAA Rate Advantage $20k
NFCU Flagship Signature $33k - USAA Cash Rewards AMEX $20k
Citi Platinum Select / AAdvantage Signature $23k
Amex Platinum NPSL - Citi HHonors Sig. $42k - BMW Ultimate $36k
Chase Sapphire Preferred $42k - Merrill Lynch + Signature $33k - USAA Rate Advantage $20k
NFCU Flagship Signature $33k - USAA Cash Rewards AMEX $20k
Citi Platinum Select / AAdvantage Signature $23k
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