Valued Contributor
Posts: 1,107
Registered: ‎02-15-2012
Re: Change coming in BCP rewards structure

I am currently doing a refi on the house, so no new apps for anyone, but if they do this I guess DH will be apping for his own BCP, and we will double the amount for groceries.  I think this is crazy, because I will stop running groceries through the card as soon as I hit the cap, and use a card that gives me more back.  The do realize that going to 1% will cause a big group of us to use other cards entirely, don't they?


I have a family of 5, plus additional teenagers eating over frequently. My bill is WAY over $500 a month on groceries.

Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: FICO 8 = 844(9/15) EQ, 827 TU, 811 EX (7/15); mortgage FICO= 758 (9/15)EQ5, 797 TU4, 748 EX2 (7/15)
Goal Score: 750+, but shooting for the 800's
Hyatt Visa Sig ($23K), Amex BCP (24.8K), BofA Travel Rew Sig (22.5K), B&N World MC (22.3K), Amex RP Gold (NPSL w/ S&T), Cash+ Sig (20K),United Mil+ExpSig (16.3K), FNBO Visa (13.1K), Hilton Surpass (10K), Freedom Visa Sig (8.6K), Disc It (16.4K), Citi Dia Pref MC (3.7K),Sam's MC (10K), Wally (7.5K), JCP(5.3K), Costco (2K)