Doesn't gas stations sell grocery store gift cards ??? At 3% woot woot.

Next thing we know CAP on GAS LOL.

Cap1 VISA Signature Cash Reward 2005 $6.5K, Freedom MC 2006 $5K, Amex Sky 1999 $2K, Discover IT 2013 3.5K, BCE $8800, NFL $1500

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DeadSpider wrote:

Doesn't gas stations sell grocery store gift cards ??? At 3% woot woot.

 

Next thing we know CAP on GAS LOL.

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If everyone decides to start doing that, then yes, I would expect to see a cap in gas soon.

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crunching_numbers wrote:

Dropping to 1% is severe. They should at least only drop to 3% like the BCE. Seems more fair.  Are they also capping the BCE?

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I'd be interested in that as well! It seems unusual that they'd drop the 6% to 1% and not cap the BCE as well!

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DeadSpider wrote:

Doesn't gas stations sell grocery store gift cards ??? At 3% woot woot.

 

Next thing we know CAP on GAS LOL.

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Agreed! When people game the system we get caps!

One of the reasons we as a family got the card because it offered unlimited 6% but no more.

$6000 at 6% is only $360 - $75AF your left with $285.

Any other grocery cards out there ??? I know Freedom and Discover gives you 5% sometimes but I'm looking for yearly card with or without AF but good rewards.

Cap1 VISA Signature Cash Reward 2005 $6.5K, Freedom MC 2006 $5K, Amex Sky 1999 $2K, Discover IT 2013 3.5K, BCE $8800, NFL $1500

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DeadSpider wrote:

One of the reasons we as a family got the card because it offered unlimited 6% but no more.

$6000 at 6% is only $360 - $75AF your left with $285.

 

Any other grocery cards out there ??? I know Freedom and Discover gives you 5% sometimes but I'm looking for yearly card with or without AF but good rewards.

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+1

I ran the math too. At $9500 in grocery spending per year you are at the $285 with 3% on BCE.  If you spend more than $9500 a year on groceries, BCE would be the better deal if there is no cap.

This may become complicated to manage instead of easy. 5% cash back for DM and Freedom, but only during their grocery quarters, and only until maxed out.  The BCP whenever the rest are maxed, until $6000 in spending.  Then move on to the next best thing in my wallet. (Which will NOT be 1% with BCP)  I won't run grocery spending through BCP for 1%. 

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If your a big family get 2 card husband and wife @ 150AF per year or $2500 in grocery to break even.

Cap1 VISA Signature Cash Reward 2005 $6.5K, Freedom MC 2006 $5K, Amex Sky 1999 $2K, Discover IT 2013 3.5K, BCE $8800, NFL $1500

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I looked at some of my past statements and I spend $575-600 a  month on groceries which is around $7200 a year.  So I think with the Freedom card I will be OK.  Still though thats $72 bucks I lost   I think.

It seems like BCE is safe for now...

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scientifics wrote:

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crunching_numbers wrote:

Dropping to 1% is severe. They should at least only drop to 3% like the BCE. Seems more fair.  Are they also capping the BCE?

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I'd be interested in that as well! It seems unusual that they'd drop the 6% to 1% and not cap the BCE as well!

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American Express swipe fees are a little more than 3% so they are still making money with the Blue Cash Everyday. Barclays offers 2% if anyone wants that.