Congrats. I guess CL approved for you as per credit steps program. May I know, when you opened this account? and what was the initial limit?

- Syed

---

Starting Score: 555 (EQ FICO 06/20/12)
Current Score: 639 (EQ FICO 09/07/12), 703 (Credit Sesame 09/12), 648 (EQ FAKO 09/06/12), 680 (CK 09/07/12)
Goal Score: 750+ across the board
DCU Visa - 5K | Genisys CU Visa - 2K | Discover More - 1K | Cap One Plat - 750 | Cap One CR - 500 | Amazon Store - 800 | Wally - 500 | Kohls - 300 | Macys - 200

Take the FICO Fitness Challenge

Thank you all.  Yes, mine is a credit steps, but I wasn't so sure they would follow through with any bump considering all the denials of cli I have been seeing lately.  I got the card in the beginning of June, so this was my 5th statement cut (they cut the first one just one week after I got my card, then again at the end of June...it was weird).  Went from $1,000 to $1,500.

Funny thing is that I have an Orchard card that I have had for over a year now and figured that just maybe since Cap 1 had taken over they would consider giving me a little bump on that card, so I called a couple of months ago - no way, no how.  Another reason I was not so sure of any increase on this card.  There really is no rhyme or reason over at good old Cap 1.  Maybe you are correct...the end is near!  lol

---

Starting Score: 634 EQ-FICO (4/20/12) 579 EX-FAKO (4/30/12) 629 TU-FICO (5/6/12)
Current Score: 698 EQ-FICO (11/26/12) 705 EX-(11/21/12) 698 TU-FICO (11/26/12)
Goal Score: 720 (for starters)

Take the FICO Fitness Challenge ~ In the garden until June 2013!

Oh..a credit steps CLI....ok...false alarm...move on...nothing to see here....

---

MarcinXP wrote:

Oh..a credit steps CLI....ok...false alarm...move on...nothing to see here....

---

A cli is a cli...credit steps or not.  I will take it any way that I can get it.

---

Starting Score: 634 EQ-FICO (4/20/12) 579 EX-FAKO (4/30/12) 629 TU-FICO (5/6/12)
Current Score: 698 EQ-FICO (11/26/12) 705 EX-(11/21/12) 698 TU-FICO (11/26/12)
Goal Score: 720 (for starters)

Take the FICO Fitness Challenge ~ In the garden until June 2013!

---

AZHeather wrote:

---

MarcinXP wrote:

Oh..a credit steps CLI....ok...false alarm...move on...nothing to see here....

---

A cli is a cli...credit steps or not.  I will take it any way that I can get it.

---

I understand that and congrats to you. not trying to diminish your accomplishment, however Cap 1 Auto CLI is most likely going to be a hot viewed topic as we all want to know what happened and how someone got Auto CLI....but to find out its credit steps is dissapointing as everyone pretty much gets 1 credit step after 6 months of having a card and then nothing for rest of your life with Capital One.

It's kinda like seeing a forum post that says...I use to sleep with Scarlett Johansson and you open up the post to read up on this lucky dude and you find out the post was made by Ryan Reynolds...like I said..congrats...but we've all been there...while I'm happy for you...I was expecting some news about CAp1 finally doing Auto CLIs not related to credit steps.

Thank you.

I do see where you are coming from, but my main point was that given all of the denials that Cap 1 has been giving and all the reports of people saying that the response to cli requests were that they are currently reviewing their cli policies, I was not holding my breath that even with the credit steps program that I would get an increase.  In essence that they would stop the auto cli, drop the program (without even telling us - it is Cap 1 we are talking about here), or change it to make it more difficult to get a cli or take longer.

---

Starting Score: 634 EQ-FICO (4/20/12) 579 EX-FAKO (4/30/12) 629 TU-FICO (5/6/12)
Current Score: 698 EQ-FICO (11/26/12) 705 EX-(11/21/12) 698 TU-FICO (11/26/12)
Goal Score: 720 (for starters)

Take the FICO Fitness Challenge ~ In the garden until June 2013!

Congrats!!! I guess Cap 1 is feeling a bit generous. I just received an auto CLI today also.

Thanks Sassy.  Congrats to you too!

---

Starting Score: 634 EQ-FICO (4/20/12) 579 EX-FAKO (4/30/12) 629 TU-FICO (5/6/12)
Current Score: 698 EQ-FICO (11/26/12) 705 EX-(11/21/12) 698 TU-FICO (11/26/12)
Goal Score: 720 (for starters)

Take the FICO Fitness Challenge ~ In the garden until June 2013!

Congrats!

Cap1 only gave me one bump in two years of only $250...

Hopefully they're changing

---

AZHeather wrote:

Just opened my statement from Cap 1 and my cli got a random $500 bump.  Woo Hoo!  Didn't expect that considering all the posts I have been seeing about their "we are not issuing limit increases due to reviews" (or something like that), and the problems a lot have been having through the backdoor and exec office requests.  That actually just soothed my app itch a little.  

---

That's awesome. I want to see how much they would auto CLI on my cash rewards after 6 months.