pulled the trigger TODAY finally. Got the "your application is being reviewed and will be processed in 3-5 days message". OMG. Now I'm on pins and needles. I am in the process of rebuilding. My report is clean only one baddie (collection from two years ago) the rest is perfection, never missed or late on anything. Nice solid scores creeping there way into the 7's. I already have a USAA World Mastercard, but most of my credit is relatively newer. I really, really see myself with the NFCU card then I am off to the garden for sure. So calm me down guys and tell me how long it takes for approval usually??
I really doubt you have anything to worry about 
NFCU usually gives that message, and if it has to process over the weekend, it's always nice to have to wait (happened to me....) but was approved. You may find out sooner but I'd guess you might end up waiting until Tuesday to find out you're getting Kermit (or whatever card you applied for lol).
They won't check EX 99% of the time (if ever) so no worries there either, though I'm sure your EX is reporting similar scores to your EQ and TU.
Starting Score: EQ 511 TU 552 EX 545 8/29/2012oh wow, really? That's a good way to do business to see each person as a person and their total financial story instead of just a score. I love NFCU!
@ Madman this was unsecured application. I have not had to do any secured cards whatsoever and my portfolio is growing quite nicely* 
*thanks to myfico and these forums
