Re: Hello Discover - Bye Bye Cap One (secured)
10-05-2012 11:57 AM
I've got mixed feelings about closing the Cap1 card.
It's a TL that is reporting green. Are you having to pay anything for it? Have you tried to app for a non-secured Cap1? Just thinking out loud here.
Well I have a non secured from CapOne, which I will keep. The no FOREX fee is nice, when I am in Germany. Discover is not much use there. And even if I close my secured, the total TL will increase (yes, yes I know I took at least one more hit on one or more cr). I have no more use for this card and it will stay on my reports for 10 years.
I have the Zync with a nice NPSL already and in worst case a MC from Germany with a nice TL also. And the secure deposit does not earn any money at Cap One.
And yes, I am in no hurry for the Freedom so far.
Amex Platinum (NPSL) | Amex BCE (33,400) | Chase Sapphire Preferred (24,800) | Discover IT (12,700) | Chase Freedom (6,300) | Walmart (4,500) | CapOne (4.000) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)
FICO: TU 770 (8/18) EQ 732 (8/8) EX 748 (12/5)