Re: Citi Secured...[ Edited ]
10-05-2012 12:53 PM - edited 10-05-2012 12:54 PM
So Citi got my secured card application and I got a call from them asking me how long I had been at my employer and what was the name of my employer.
On the application itself, it does not ask for the name of your employer or how long you have been there.
Is that normal for them to call and ask questions that were not even on the application?
Does that mean denial?
Not at all. It only means that you haven't been denied yet. On new apps they ask employer info but when they came up with the secured card it wasn't a factor. I think they just hadn't updated the app, can't tell from you CRs, and want the information for their current internal score models most of which now factor in time employed.
I have reestablished credit over the last couple years
so my moniker is, well, rather out of date.
WM Discover $1800, WF Plat 12k, Chase Freedom Siggy18k, Amex Plat (60k H/B), Citi AA EWMC 25k