Established Contributor
calihlove75
Posts: 710
Registered: ‎05-16-2012
Re: CARD Act & Upgrading Existing Accts?

I had called a few weeks ago about a lower APR on my chase amazon and I was told the card act prevents that. I then asked about a product change to the Freedom Mastercard and was told the card act prevents that too. I guess I will wait until the account is a year old to do anything with this account.

100% Ficos: EX 751, TU 731, Walmart TU fico 740, EQ 741
Inquiries last 2 years/1 year/6 months: EX-7/3/0, TU- 11/6/1, EQ-3/1/0~ app free since 11/23/12
Kohls $600~Amex BCE $2000~ Walmart Discover $6000~NFCU Signature CashRewards $9000~ Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $450~ Amazon Store $7000~ Fingerhut $1350