Established Contributor
Posts: 803
Registered: ‎05-16-2012
Re: CARD Act & Upgrading Existing Accts?

I had called a few weeks ago about a lower APR on my chase amazon and I was told the card act prevents that. I then asked about a product change to the Freedom Mastercard and was told the card act prevents that too. I guess I will wait until the account is a year old to do anything with this account.

100% Ficos: EX 780 , TU 783, EQ 776 inquiries last 2 years/1 year/6 months: EX-0/0/0, TU-0/0/0, EQ-1/0/0~ last credit card app 6/24/13- New car loan 3/8/2014- Discover IT $12,500~Kohls $1000~Amex BCE $4000~ Walmart Discover $7500~NFCU Signature CashRewards $23,300 Chase Freedom MC $6000~ Chase Amazon Visa $1900~ Cap 1/HSBC MC $3800~ Amazon Store $7000~ Fingerhut $1050