Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
Easiest Barclays CC to get??

Hi all.

 

What is the easiest Barclays to get?

 

Thanks in Advance

Valued Contributor
jsucool76
Posts: 2,770
Registered: ‎12-11-2011
Re: Easiest Barclays CC to get??
From how many approvals I've seen, probanly the apple financing Visa.

What are your scores, how are your reports? Any negs?
Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 2000CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
Re: Easiest Barclays CC to get??

jsucool76 wrote:
From how many approvals I've seen, probanly the apple financing Visa.

What are your scores, how are your reports? Any negs?

I agree, this is one of their close to sub-prime cards but getsyou in the door with them.

 




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Valued Member
dwmaso001
Posts: 28
Registered: ‎05-09-2012
Re: Easiest Barclays CC to get??

I just got the Rewards card, FICOs only about 650-660.


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Frequent Contributor
TheConductor
Posts: 491
Registered: ‎07-24-2012
Re: Easiest Barclays CC to get??

+1 Apple Financing.  A lot of the approvals come on recon, so call them up after you apply if it's not an instant approval.

 

Don't be afraid to ask for a larger limit than anything you currently have.  When I apped for mine I told the credit analyst I was planning to buy the latest top of the line Macbook Pro and asked for $5000.  They gave me $2000, but considering my highest limit at the time was $500, I considered that a solid win.

 

So they're pretty generous with credit lines, even if you don't get exactly what you ask for.

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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
Re: Easiest Barclays CC to get??

She is going to apply and see what happens.

Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012
Re: Easiest Barclays CC to get??

I would say the apple visa but only because of popularity among posters. I don't really know about their criteria.

Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

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Frequent Contributor
OptimasPrime
Posts: 348
Registered: ‎08-17-2012
Re: Easiest Barclays CC to get??

Honestly, I don't think Barclays underwirting varies wildly from product to product. I would just pick the one you want and go for it.

 

They seem to be pretty good about recons from what I've read around here as well

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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
Re: Easiest Barclays CC to get??

She has like 6 baddies. 1 is a 17 k repo from 6 years ago and 5 which total about $550 all together..She really wants the Priceline card but afford of the baddies

Valued Contributor
creditnocash
Posts: 2,187
Registered: ‎07-23-2012
Re: Easiest Barclays CC to get??
[ Edited ]

does she need the card now? 

id wait until the repo falls off. 

 

and try to pfd or gw those collections. they still hurt after 5+ years but affect it less then they would of if they were brand new. 

 

edit: also does barclays have a preapproval site? 

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